Real estate appraisal services for homeowners in Connecticut
Here are the top seven reasons why Connecticut homeowners call on Tradition Appraisal Group:
At Tradition Appraisal Group, we understand the individual needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Tradition Appraisal Group, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value assessment than yours.
Challenging Connecticut assessment of your propertyIf you live in a region that is declining or not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Tradition Appraisal Group is your number one weapon when contesting your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. Tradition Appraisal Group is experienced in helping clients just like you do away with unwanted PMI insurance.
Recently got a freeze to your HELOC?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. Tradition Appraisal Group can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you'd wish to have an expert double-check it for precision or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Tradition Appraisal Group offers field reviews where we go out and check the subject and comps in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Tradition Appraisal Group can help you with that. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.